May 20, 2024 The Newspaper Serving LGBT Los Angeles

Adjusting Your Lifestyle for Serious Illness

Do you have a plan for dealing with a severe illness? No one wants to think about dire medical circumstances, but it’s wise to think about a course of action well in advance. For instance, many people facing cancer and its often-complex treatment regimens seek psychological help to get through the tough times. Others choose to sell their life insurance policies and use the ready cash for essential needs, like medical bills or mortgage payments. 

Moving closing to a clinic or hospital is part of the routine for those who need daily medical monitoring or make frequent trips to a treatment facility. And, don’t overlook the benefit of taking a vacation to get your mind in better working order and relax a tired, stressed-out body. Here are some of the most effective ways of adjusting your lifestyle to meet the needs of a serious illness.

Get Professional Counseling

There’s no substitute for good advice. Licensed counselors can help you devise a plan of action, take control of the situation, avoid becoming depressed, and figure out positive ways to deal with the day-to-day challenges of a chronic ailment. Fortunately, most health insurers cover most or all of the cost of this kind of counseling. Be sure to work with a licensed provider who has experience with clients who face serious illnesses.

Cash Out Your Life Insurance Policy

If your illness is life threatening, explore the option of selling your life insurance policy for cash through a process known as a viatical settlement. Essentially, a third party buys the policy for an amount greater than the cash surrender value, and you get the proceeds immediately. The money is tax-free, and you can use it for whatever you want. To learn more about how viatical settlements work, check out a comprehensive online guide that explains all you need to know to convert a policy to cash. Of course, after you sell the policy, you’ll never have to pay premiums on it again.

Consider Moving

Think about moving to a smaller, more efficient home if you face the prospect of long-term or highly complex medical treatment. Many homeowners choose to relocate to a condo or apartment near the hospital for chemotherapy or radiation sessions. This makes good sense, primarily if you currently reside far away from your primary doctors and relevant clinics. If you own a large home, consider selling it and using the excess cash to finance a smaller place, cover medical bills, or pay for a lengthy vacation, as noted below. If you do plan to move, work with a licensed real estate agent who specializes in fast transactions.

Take a Vacation

Everyone has their own way of dealing with stress and bad news. Some discover that a pleasant vacation to a relaxing, natural location is a great way to deal with a chronic medical crisis. Often, a stress-free getaway helps clear the mind and lets you focus on a realistic plan of action and make wise decisions about things like treatment plans, inheritance, and matters of faith. Never underestimate the power of a vacation to help with life’s most pressing circumstances.

in NEWS
Related Posts

Hepatitis A Case Reported in Beverly Hills Whole Foods Employee

May 19, 2024

May 19, 2024

Health Officials Advise Vaccination for Seafood Customers  The Los Angeles County Department of Public Health is investigating a hepatitis A...

Assault Suspect Arrested After High-Speed, Wrong Way Chase on 405 Freeway

May 19, 2024

May 19, 2024

Erratic Driver Rams Police Car, Causes Multiple Collisions During Pursuit An erratic driver suspected of assault with a deadly weapon...

Mayor Bass Orders Increased Police Presence on LA Metro After Surge in Violence

May 17, 2024

May 17, 2024

A Shocking Murder Was Committed on a Metro Bus After Announcement Mayor Karen Bass has directed an increase in law...

Inaugural Design Miami.LA Fair Opens in Holmby Hills

May 17, 2024

May 17, 2024

Exclusive Access and Dynamic Talks From May 16-20 The inaugural edition of Design Miami.LA opened yesterday, running until May 20,...

(Video) Design Miami LA Is Now Open in Holmby Hills

May 17, 2024

May 17, 2024

Sainte Marguerite en Provence Is the exclusive rosé sponsor. Welcome to the Greenhouse. @centurycitywestwoodnews Design Miami LA Is Now Open...

Shock-A-Go-Go Film Festival Returns to Lumiere Cinema in Beverly Hills

May 17, 2024

May 17, 2024

A Weekend of Horror, and Cult Classics With Exclusive Q&A Sessions The Shock-A-Go-Go Film Festival is set to return to...

Devastating Fire Closes Historic Westwood Restaurant, Causing Serious Damage

May 16, 2024

May 16, 2024

Roozbeh Farahanipour Launches GoFundMe to Restore Cultural Tribute The Persian Gulf Restaurant and Museum in Westwood has sustained serious damage...

Culver City Police Seek Help in Identifying Elderly Woman Found Near Hospital

May 16, 2024

May 16, 2024

Urgent Assistance Needed to Locate Family of Disoriented Woman Culver City Police are urgently seeking the public’s assistance in identifying...

Beverly Hills Art Show Returns for Spring Weekend Extravaganza

May 16, 2024

May 16, 2024

Join the Celebration of Art in Beverly Gardens Park Art aficionados and families are invited to join the City of...

UAW 4811 Votes Overwhelmingly to Authorize Strike Against University of California System

May 16, 2024

May 16, 2024

Union Responds to Alleged Unfair Labor Practices with Strike Authorization Vote United Auto Workers 4811, the International Union, United Automobile,...

Metro Offers Free Rides to Billie Eilish’s Hit Me Hard and Soft Listening Party

May 15, 2024

May 15, 2024

Fans Provided Convenient Transportation Options to Kia Forum Venue With excitement building for Billie Eilish’s much-anticipated Hit Me Hard and...

Palmer Candy Company Recalls “White Coated Confectionary Items” Over Salmonella Concerns

May 15, 2024

May 15, 2024

Products Distributed in California Stores Pose Potential Health Risk Palmer Candy Company has issued a voluntary recall of its “White...

(Video) Hang-Ten Therapeutics Uses Sand, Ocean and Surfboards as a Source of Empowerment

May 15, 2024

May 15, 2024

More Information at hang-tentherapuetics.com @smmirrornews Surf therapy is a source of empowerment #therapy #surfing #losangeles #fyp #santamonica ♬ original sound...

FBI and DHS Warn of Potential Threats to LGBTQIA+ Events in June

May 14, 2024

May 14, 2024

Foreign Terrorist Organizations Could Target Pride Celebrations The FBI and Department of Homeland Security (DHS) are alerting the public to...