July 6, 2022 The Newspaper Serving LGBT Los Angeles

Adjusting Your Lifestyle for Serious Illness

Do you have a plan for dealing with a severe illness? No one wants to think about dire medical circumstances, but it’s wise to think about a course of action well in advance. For instance, many people facing cancer and its often-complex treatment regimens seek psychological help to get through the tough times. Others choose to sell their life insurance policies and use the ready cash for essential needs, like medical bills or mortgage payments. 

Moving closing to a clinic or hospital is part of the routine for those who need daily medical monitoring or make frequent trips to a treatment facility. And, don’t overlook the benefit of taking a vacation to get your mind in better working order and relax a tired, stressed-out body. Here are some of the most effective ways of adjusting your lifestyle to meet the needs of a serious illness.

Get Professional Counseling

There’s no substitute for good advice. Licensed counselors can help you devise a plan of action, take control of the situation, avoid becoming depressed, and figure out positive ways to deal with the day-to-day challenges of a chronic ailment. Fortunately, most health insurers cover most or all of the cost of this kind of counseling. Be sure to work with a licensed provider who has experience with clients who face serious illnesses.

Cash Out Your Life Insurance Policy

If your illness is life threatening, explore the option of selling your life insurance policy for cash through a process known as a viatical settlement. Essentially, a third party buys the policy for an amount greater than the cash surrender value, and you get the proceeds immediately. The money is tax-free, and you can use it for whatever you want. To learn more about how viatical settlements work, check out a comprehensive online guide that explains all you need to know to convert a policy to cash. Of course, after you sell the policy, you’ll never have to pay premiums on it again.

Consider Moving

Think about moving to a smaller, more efficient home if you face the prospect of long-term or highly complex medical treatment. Many homeowners choose to relocate to a condo or apartment near the hospital for chemotherapy or radiation sessions. This makes good sense, primarily if you currently reside far away from your primary doctors and relevant clinics. If you own a large home, consider selling it and using the excess cash to finance a smaller place, cover medical bills, or pay for a lengthy vacation, as noted below. If you do plan to move, work with a licensed real estate agent who specializes in fast transactions.

Take a Vacation

Everyone has their own way of dealing with stress and bad news. Some discover that a pleasant vacation to a relaxing, natural location is a great way to deal with a chronic medical crisis. Often, a stress-free getaway helps clear the mind and lets you focus on a realistic plan of action and make wise decisions about things like treatment plans, inheritance, and matters of faith. Never underestimate the power of a vacation to help with life’s most pressing circumstances.

in NEWS
Related Posts

Dyke Day LA Draws 1,500+ ‘Dykes of All Genders’

June 30, 2022

June 30, 2022

June 11 event draws NY Times coverage By Susan Payne More than 1,500 people descended on Sycamore Grove Park for...

Catalina Island’s Inaugural Pride Celebration Sees Youthful Turnout

June 30, 2022

June 30, 2022

June 18 event draws hundreds of locals and visitors to island By Susan Payne Avalon, a small town of nearly...

Pride Moment Comes Full Circle for LGBTQ+ Advocate

June 30, 2022

June 30, 2022

Boys & Girls Club holds second annual Gabriel Valley Pride March By Susan Payne The Boys & Girls Clubs of...

Santa Monica’s Building Bridges Art Exchange Presents: J.J. Martin’s “Role Models”

June 28, 2022

June 28, 2022

A traveling exhibit in partnership with Indianilla Cultural Center, Mexico City and Real de Catorce Cultural Center, Real de Catorce,...

Los Angeles Frenchie Reaches Record Age Milestone for Its Breed, Surpassing Recent Life Expectancy Report by Three Fold

June 23, 2022

June 23, 2022

Learn about Rocco the French bulldog  By Susan Payne Native to Brazil, Rocco the French bulldog has reached an age...

44 Years Later, MLB’s First Openly Gay Player Glenn Burke Now Celebrated by Dodgers

June 23, 2022

June 23, 2022

Glenn Burke celebrated at Dodgers Pride night By Susan Payne The Los Angeles Dodgers’ ninth annual LGBTQ+ Pride Night celebrated...

The Book Jewel Celebrates Pride Month as a Community

June 22, 2022

June 22, 2022

Westchester bookstore hosting series of events this month The Book Jewel in Westchester is hosting several events this month that...

A Staple Tamales Vendor’s Truck Was Stolen. Friends of the Vendor Are Asking for LGBTQ+ Support to Bring Back Her Only Source of Income

June 17, 2022

June 17, 2022

By Susan Payne For nearly 16 years, a 52-year-old single mother of two has been serving the Los Angeles LGBTQ+...

LGBT Center Welcomes Incoming CEO Joe Hollendoner

June 17, 2022

June 17, 2022

By Susan Payne In an in-person sustaining donor event last November, longtime Chief Executive Officer Lorri L. Jean for the...

Culver City Pride Ride and Rally Around the Corner

June 14, 2022

June 14, 2022

Sunday, June 26, 2022, 9 AM Pride Ride | 11 AM Rally Culver City’s second ever Pride celebration is set...

Police: Catholic High School Football Players Sexually Assault New Student

June 10, 2022

June 10, 2022

By Susan Payne Months of controversy over an alleged hazing scandal at a private high school in Santa Ana have...

Media Matters: Anti-Trans Violence Increases as TV News Coverage Drops 20%

June 10, 2022

June 10, 2022

By Susan Payne A report released by Media Matters’ LGBTQ Program found that national cable and corporate broadcast TV networks...

Oil Can Harry’s Named Historic-Cultural Monument

June 10, 2022

June 10, 2022

By Susan Payne For its historic and social significance to San Fernando Valley and the LGBTQ+ community, Oil Can Harry’s...

Music of Queen Preformed by the Gay Men’s Chorus of Los Angeles at Fairmont Century Plaza

June 7, 2022

June 7, 2022

Free event June 18th at 7p.m. To celebrate PRIDE the Fairmont Century Plaza located will host an incredible performance by...